How to spot the clues of a fake email from your bank.

We’ve all had various emails from many different banks, all claiming that there has been an error with your bank account and that you need to click the embedded link to fix the issue. While a lot of people already know how to spot these dangerous emails, there are some that don’t have a clue about them and the damage they could cause. This is just a small blog post where I’ll try to help people understand how to spot the clues that are found on the emails and web links.

Ok, this part is showing the clues within the email itself:

  1. The addressee: In a genuine email from your bank; they will always address you by your name, not your email address or as “Dear user/customer”.
  2. The sent email address: This can be a bit of a tricky one to recognise. A lot of fake emails will have an email address that is close to the real address, sometimes it can even be just a difference in the .com/.co.uk domain part, because of this don’t follow this rule as absolute, this is just a little clue.
  3. Spelling errors: You won’t find this too often but sometimes, you will notice that there are a few spelling errors in the email, this would very rarely-if at all-happen in genuine emails.

Note: This is another clue but not as solid as the others. Notice how in the email, they tell you to click the link below to access the web page, well in genuine emails; they’ll rarely put any link in the email and just simply ask you to “Log in to the bank through your browser”

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Now that we’ve covered the email part of the scam, let’s click the embedded link and take a look at the web page.

The first thing you’ll notice upon loading the website is that they almost always look identical to the genuine website – aesthetically that is.

  1. The login boxes: These are usually the only part of the web page that will actually do anything.
  2. The URL: More times than not, the URL for the web page will be pretty indistinguishable, they usually have a completely different URL the what the web page should be.
  3. Page elements: This is just an extension to point number one. Try as you might, nothing on the web page does anything, almost always, they’re just images captured from the genuine page. Even the “Remember me” check box doesn’t do anything.

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For this part, I’ve entered in some fake details into the login boxes so I can show you the next part of the scam page.

  1. The URL: Notice how the URL for the page has changed, this is again one of the biggest giveaway’s to the phony web page.
  2. Personal information: Here, it’s asking for personal information like the “Memorable word” and “Mother’s maiden name”. With the info that would be provided in these boxes, the scammers could call up your bank and almost certainly gain full access to account details and transaction utilities. They ask for the memorable word and your mother’s maiden name because these are the most common options that you would likely use, like using the same password for every website that you have an account with.
  3. Bank details: This is where the scam gets dangerous. Any information you place in these boxes is sent directly to the scammers. Remember: No bank will ever request this information from you, perhaps with the exception of your account number. The details entered in these boxes could completely open your bank account to these scammers. They could completely empty your bank and lock you out at the same time, and once that information has been sent, there’s very little you can do to rectify it.

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Again, I’ve entered in phony details so I can show this final part. No matter what you do, this will typically be the next screen you see. Every detail could be perfectly correct and yet the dialogue saying “Memorable information is not correct” will show up. This is just to make the web page look that little bit more genuine, if they were to put a splash page up saying “Well done, we’ve just gained complete access to your bank and we’re now emptying it”; then you could still have enough time to call the bank and lock your account. With this splash, it deceives the user into thinking they’ve made a mistake and could sit there for half an hour double checking and triple checking that their info is correct before calling the bank to seek help only to find out that the account has been emptied of life-long savings and your child’s college fund.

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Well, I think that’s just about everything I have to show you about the giveaway clues to a phony bank web page. Most of this article will also apply to other financial websites like: PayPal, Payoneer, eBay etc. I really hope you find this article helpful. There are so many people out there that are completely oblivious to this kind of cyber attack. If you find this article helpful in any way, please share the link and spread the word so people don’t fall for this crime.

Also, if you have any other tips on how to spot a phony email, please share with us in the comments below, tell us your tips and experiences if you’ve fallen victim to these dangerous crimes.

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Xbox FIFA 12 League Season

Sweetpatch.tv FIFA 12 League will be starting up again and we plan to kick off from on the 6th Feb. So if you are interested and will be fully committed to the full season please RSVP and register on the page below. Further details of the teams you will use will be confirmed on a later date as for now we are just looking for the numbers to play.
The format is as follows –

League Season – over 8-10 weeks
Full fixture list
2 games per week (1 week deadline to play them)
FA Cup style & League Cup

Promotion/Relegation depending on how many divisions.

FIFA Teams – TBC
All comunication done on this site, via the profiles & league group or event.
All players must be relaible & active on a daily basis for communication
Chat room available.

PC FIFA 12 League Season

Sweetpatch.tv FIFA 12 League will be starting up again and we plan to kick off from on the 6th Feb. So if you are interested and will be fully committed to the full season please RSVP and comment on the link below. Further details of the teams you will use will be confirmed on a later date as for now we are just looking for the numbers to play.

The format is as follows –

League Season – over 8-10 weeks
Full fixture list
2 games per week (1 week deadline to play them)
FA Cup style & League Cup
Promotion/Relegation depending on how many divisions.
FIFA Teams – TBC
All comunication done on this site, via the profiles & league group or event.
All players must be relaible & active on a daily basis for communication
Chat room available.

PC FIFA 12 – 1v1 League Season
If you don’t have the game or a sufficient platform to play on, you can go over here and bag yourself one for free.

How to maximise profits from eBay!

We’ve all shopped on eBay at least once, even if you haven’t bought anything, you’ve at least checked out the website. Am I right?

Well, what happens when simply looking or buying the odd item just isn’t enough anymore?

We start selling our items; unwanted gifts, old books that have long since been forgotten, or if you’re real ambitious; open up an eBay store and start selling new items.

The problem with this is knowing how to sell items. One might sell an item for £40 with a plain title, simple image and brief description, whereas someone else may sell that same item for £100+ all thanks to creative writing. Selling on eBay isn’t just a way of getting rid of unwanted junk, it’s a way of profiting, earning a real-life income. People can argue that selling on eBay produces a greater pay cheque than a standard office job. I met one person who was making £2,000+ (profit) per month just from selling items on eBay. I’ve listed some tips below to help you along your way and I hope you find them helpful.

  1. Market Research – This has to be one of THE most important aspects to selling online. If one is to sell an item successfully they must research the item to be sold. Descriptions-take a look at other sellers description of the item, find the key points of how they’ve described it. Do the same with the item price. Competition is healthy and necessary in order to bring customers to your proverbial door. If you decide to sell an iPod™ for £150.00 and someone else is selling the exact same for £70; who do you think will get the sell?
  2. Images – I cannot stress this enough. Pictures of the item must be of your own item, not a picture you’ve pulled from Google; people like to see the item they’re buying. Be sure to capture images of notable details (Desirable features, defects etc.). Ensure that the image is of decent quality; remember that blurry is bad, clear is good, and crystal is great! Unless you fancy paying the extra 12pence per picture you upload, use a simple graphics program (GIMP, MS Paint, and Photoshop) and add several different images into one large image but remember to make each one easy to see.
  3. Listing extras – Although these cost extra, if the item is expected to sell for more than £10; it’s always worth paying for those little details like: subtitle, page theme, extra pictures, enlarged listing on the search list. These are all features that will maximise profits. They capture the customer’s attention, make it seem a lot more professional and legitimate.

Above are three key points to selling your items on eBay. If you want to start selling as a professional distributor on eBay, you need to learn the ins and outs of eBay. Below is a link for a guide to selling on eBay, this guide is great and I can personally recommend it. Great value as well. Take a look, watch the video and then make up your mind if you want earn serious money on eBay or not.

Click here to make serious cash online!

Free iPhone 4S or iPad 2 64Gb or just about anything you want!

This is for everyone who likes free stuff (Who doesn’t like free stuff?) Especially when it’s free Apple products.
I just found a website called Freebie Jeebies (Stupid name I know). This is another one of those dreaded referral sites, where you get so many referrals to get free things. So, what makes this site different? This one works! I read various user reviews on forums and it seems to work great.
For example: You can get an iPad 2 32GB WiFi for only twenty eight referrals and an iPod Shuffle 2GB for only two referrals. How easier could it get? I read a post from one guy in the UK who bagged themselves a free 40″ 3D Samsung TV along with a TV Skype webcam! So, enough of my ranting. Don’t believe me? Check it out for yourself by clicking the link below. Happy days!

1. Sign up
2. Complete an offer
3. Refer your friends ( we all have over 50 mates on Facebook!!)

Using the link below.
Click for unlimited free Apple products and more!

This is not a Scam site it has been featured on the Gadget show on BBC showing it does work, nothing to loose.

Loads of people have done it and got free iPad 2′s and loads of other Apple products just by following these three steps! Its that simple!

BUT DON’T FORGET TO COMPLETE AN OFFER OR IT WON’T WORK !

YouTube Insult Generator.

YouTube. The media website where everyone goes to listen to the latest tracks, newest movie trailers, and some downright comical pieces of random crap. It’s been a part of most of out lives for over six years and will continue to do so till the end of the Internet. Now, the comments section for videos; here you can find some of the most ingenious insults towards another person. With bad grammar, non-existent spelling and perfectly put together words of complete gibberish.

Ever really wanted to write a mud-filled comment but could never think of how to put the sentence together? Well, now you can put all that behind you. There is now a YouTube Insult Generator, all you have to do is enter in a few search tags and it produces a long list of insults for you to send off.

I was intrigued by this idea and thought I’d give it a try. It didn’t meet my expectations.

For example I searched: “You stink of crap”.

And this is a couple of the results I got back:

  • “You 1 trunk”
  • You think that Sassy is saying “dogs rule”
  • You has shit your pants while wearing white pants on their first date.

Now, I do realise all of these results are actually people’s insults that this site has found but some of these are just straight-up irrelevant to my search terms.

Perhaps a little more development and hopefully some new, more grammatically correct insults and this website could be somewhat useful.

Youtube Insult Generator result image

Another example of the somewhat failed attempt at producing relevant insults

You can find the website by clicking here.